All businesses have some sort of an operating cycle. This is essentially the time it takes from purchasing needed materials or supplies and converting them into a finished product that can be sold. The operating cycle further consists of selling those products and collecting payment for all that effort. Once products are sold and payments...

For you to decide over whether or not to find a working capital loan is one that can in truth have a significant impact on the economy in its entirety. This economic collapse, or as I have recently called it in a new OP-ed, "the new economic reality" has produced an atmosphere of anxiety in the business environment, not simply in America, but...

Canadian business owners and financial managers are increasing optimistic about 2010. That optimism is balance with their concerns re their ability to finance both operations and growth. An asset based line of credit is a solid working capital alternative for Canadian business. Although financing continues to be one of the most serious...

Working capital is the amount of capital required to carry on a business. It can be a problem for businesses to obtain the necessary working capital, especially when they are starting up, and that is why it is so important for businesses to know all that they can about obtaining the necessary capital to build their business properly. Whether a...

Working capital falls under the heading of "operating capital" in business management theory. It is a way to measure finances, namely those immediately available to a business. It is thus an indication of operation liquidity, as simply derived by subtracting the amount of current liabilities from the amount of current assets. When current assets...